Introduction
Auto accidents can have devastating consequences, including physical injuries, emotional distress, and financial burdens. In the aftermath of an accident, knowing your legal rights is essential to securing the compensation you deserve. Whether you’re dealing with medical expenses, lost wages, or vehicle damage, Patterson Legal Group is here to help guide you through the process. Serving Kansas, Missouri, and Oklahoma, Patterson Legal Group specializes in personal injury cases, ensuring that your rights are protected every step of the way.
In this article, we will break down the critical steps to take after an auto accident, discuss legal strategies to protect your claim, and explain how Patterson Legal Group can assist in securing a fair outcome.
Step 1: Prioritize Safety and Seek Medical Attention
Immediately after an accident, the first priority is to ensure the safety of everyone involved. If possible, move your vehicle out of traffic to avoid further accidents. Call 911 to report the incident and seek medical attention, even if you believe you are not seriously injured. Certain injuries, such as internal damage or whiplash, may not be immediately obvious but can worsen over time.
Receiving prompt medical care not only protects your health but also creates an official medical record that will support your personal injury claim. Patterson Legal Group can help you gather medical documentation to link your injuries to the accident, which is critical when negotiating with insurance companies.
Step 2: Report the Accident to Law Enforcement
In Kansas, Missouri, and Oklahoma, it’s mandatory to report accidents that involve injury, death, or significant property damage. When law enforcement arrives, they will document the scene and create a police report, which will be crucial in establishing liability in your case. The report will include information about the accident, statements from witnesses, and any traffic violations that may have occurred.
Make sure to provide an accurate description of the accident without admitting fault. If you are unsure about how to communicate the details effectively, Patterson Legal Group can assist by reviewing your case and offering guidance.
Step 3: Collect Evidence at the Scene
If you are able, gather as much evidence as possible while still at the scene. Take photos of the vehicles involved, the accident location, any visible injuries, and any contributing factors such as road conditions or traffic signs. It’s also important to obtain contact information from witnesses, as their statements can strengthen your claim.
The attorneys at Patterson Legal Group know how vital this evidence is in building a strong case. Their legal team can help collect and preserve critical information to support your claim and ensure your rights are protected.
Step 4: Notify Your Insurance Company
Notify your insurance company about the accident as soon as possible. When speaking to the insurer, stick to the facts and avoid admitting fault, as this could be used against you later. Be cautious about accepting any early settlement offers without consulting a lawyer first. Insurance companies often aim to settle quickly for less than your claim is worth.
By working with Patterson Legal Group, you’ll have an advocate on your side who will handle communications with the insurance company, ensuring you receive the full amount of compensation you are entitled to for medical expenses, lost wages, and vehicle damage.
Step 5: Understanding Comparative Negligence in Kansas, Missouri, and Oklahoma
Determining fault in auto accidents can be complex, and the laws differ in each state:
- Kansas: Kansas follows a modified comparative negligence rule, meaning you can recover damages as long as you are less than 50% at fault. However, your compensation will be reduced based on your percentage of fault.
- Missouri: Missouri uses a pure comparative negligence system, which allows you to recover damages even if you are mostly at fault. However, your recovery will be reduced by your degree of responsibility.
- Oklahoma: Oklahoma operates under a modified comparative negligence rule, similar to Kansas, where you can recover compensation if you are less than 50% at fault.
Understanding these legal nuances is crucial to maximizing your compensation. Patterson Legal Group specializes in handling cases within these states and can help you navigate the legal framework, proving the other party’s fault and protecting your claim.
Step 6: Dealing with Insurance Companies
Insurance companies often attempt to minimize their payouts, offering lowball settlements or delaying the process. This is where Patterson Legal Group can make a significant difference. Their attorneys are skilled negotiators who will fight to ensure that the insurance company treats your claim fairly and provides a settlement that reflects the true value of your injuries and losses.
If the insurance company refuses to offer a reasonable settlement, Patterson Legal Group is prepared to take your case to court, presenting evidence and advocating on your behalf.
Step 7: Filing a Personal Injury Lawsuit
If negotiations with the insurance company fail, Patterson Legal Group can help you file a personal injury lawsuit. A lawsuit allows you to seek compensation for:
- Medical expenses: Including hospital bills, surgeries, therapy, and future medical costs.
- Lost wages: If your injuries prevent you from working, you can recover both past and future lost income.
- Pain and suffering: Compensation for emotional distress, physical pain, and loss of enjoyment of life.
- Property damage: Costs to repair or replace your vehicle and any personal property damaged in the accident.
In Kansas, Missouri, and Oklahoma, there are specific deadlines for filing personal injury lawsuits, known as the statute of limitations. You generally have two years to file in Kansas and Oklahoma, and five years in Missouri. Missing these deadlines can bar you from recovering any compensation, which is why contacting Patterson Legal Group early is critical.
Step 8: Why Choose Patterson Legal Group
The aftermath of an auto accident can be overwhelming, but Patterson Legal Group is committed to making the process as smooth and stress-free as possible. Their experienced team will handle all aspects of your case, from gathering evidence and negotiating with insurance companies to representing you in court if necessary.
Here’s how Patterson Legal Group can help:
- Case Evaluation: Their attorneys will thoroughly assess your case and determine the best legal strategy.
- Proving Liability: They will gather evidence to prove fault and establish the extent of your damages.
- Maximizing Compensation: With their expertise, you can rest assured that you will receive the maximum compensation for your injuries and losses.
Conclusion
Auto accidents can leave victims facing physical, emotional, and financial challenges. Understanding your legal rights and having an experienced attorney by your side can make all the difference in the outcome of your case. Patterson Legal Group is dedicated to protecting the rights of accident victims in Kansas, Missouri, and Oklahoma, ensuring they receive fair compensation for their injuries and losses.
If you or a loved one has been involved in an auto accident, don’t hesitate to contact Patterson Legal Group for a free consultation. Let their skilled legal team handle your case while you focus on recovery.
